Straight forward Real Estate Financing.

 

Working with borrowers all over California, we knows what it take to get even the complex loans closed. Get the straight forward information required to find the best financing available for your specific needs. With an array of loans programs available, we do the shopping for you. We'll find the right mortgage for your specific needs and goals.

 

Finding the right program for you.

 

Everyone has different financial goals from person to person. We go in depth to assess your financial needs, short term and long term. We'll find a custom loan program that is tailored to you. Speak with you Mortgage Loan Originator and find out what are the best options for your specifics financial goals.  

 

 
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Conventional

Conforming Loans

Conventional loans are typically used when the buyer has 20 percent or more as a down payment usually without private mortgage insurance. Though there are conventional loan that can be done with as little as 3 percent down.

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Jumbo

Non Conforming Loans

Jumbo Loans are favorable financing terms for buyer who are borrowing more than county limits allow. Please speak with Mortgage Loan Originator to find out if a Jumbo loan is required for your purchase.

 

FHA / VA

Government programs

FHA Loans required minimum down payment of 3.5% of the purchase price. More commonly used for by time home buyers but not limited to first time home buyers. 

VA Loans help veterans purchase a home at competitive interest rate often without requiring a down payment or private mortgage insurance.

Private Money

Private financing

Private Money or also known as Hard Money, are loans that are designed for short term borrowing usually from a few months to a couple of years. Not following traditional financing, loans programs vary and allow for quick funding.  Widely used by real estate investors, Fix and Flips, and construction/new development.